Looking for Motorcycle Finance?  First of all, you have came to the right place!  In order to take advantage and pay monthly for one of these bikes or scooters simply fill out the form below. Biking Direct are one of the UK’s leading finance providers, we can offer you the best deals around and deliver the vehicle to your door ready to ride.

Priority Motorcycle & Scooter Finance

Motorcycle & Scooter Finance

  • (exactly as on your licence/passport)
  • Please enter preferred deposit amount in £ or %.
  • (Roughly how many years or months you have lived there)
  • How would you rate your credit score
    clicking yes gives you extra possibility of being accepted for finance in the event that the Prime Lender is unable to assist.
  • Want to receive the best prices on all things motorcycle? Simply tick this box and we will periodically (not too often) email you with the best deals - deals sooooo good we cannot advertise them. You can unsubscribe at any time. You have nothing to lose and loads to gain.
  • The information you are about to provide will be disclosed to lenders such as Close Brothers Motor Finance, or Superbike Loans a credit broker who we work with, as a result they may be in contact with you about your application for finance. Lenders or credit brokers may pass your information onto third parties in order to conduct credit searches with credit reference agencies. The information which all parties have provided in connection with this application will be disclosed to lenders or broker for the purpose of considering this credit application. Lenders may use the information to carry out searches with credit reference agencies. A record of which will be kept and may be used by other lenders in assessing applications from all parties and members of their household for credit in the future. Lenders will cross check this information with other lenders to prevent fraud and may use the information for statistical and marketing purposes.
  • I understand that my finance quote will include OTR & Delivery costs. These can be adjusted or removed later by paying a deposit. Currently OTR is £150 and Standard Delivery is £150. £300 will be added to the finance to cover these costs but can be removed/adjusted. we like to include all upfront costs so there are no hidden surprises later on.


Rather apply over the phone?

Alternatively you can call us on 0845 862 7773 / 01343 548412 and we can process the motorcycle finance application over the phone. By having all the information ready as required in the form below, the motorcycle finance application should only take 5 minutes to complete.  Usually you will get an instant decision, however if your application is referred to an underwriter you should be waiting no longer than 4 hours.

If you apply out of business hours you application will be processed the next business day.  Our advisors are usually very busy so if you are calling at a peak time they may take your number and call you back to process your application.

Be Prepared

When applying for motorcycle finance over the phone, please get the following pieces of information ready which will speed up the process.  Our finance department can be very busy so don’t be surprised if we have to call you back:

  • bank account number and sort code.
  • employers address including postcode and phone number.
  • last addresses you have resided at within the last 3 years.
  • home phone number.
  • job role, how long you have worked there, length of time with current employer.

Whats Next?

After you have successfully filled out the application you will no doubt be in a rush to find out if you have been accepted or not. First of all  we do request a 48 hour period in order to do all we can to get your motorcycle finance application accepted by one of our many lenders due to having so many brokers at our disposal.  As a result if your application is not initially accepted we will do all we can to get your decision reviewed and therefore accepted.  Furthermore, as soon as we have any decision we will text you to keep you updated regarding your application.  If it has been more than 48 hours feel free to get in touch and we will check into the application.

Further Information

Most of all it’s especially relevent to know  that working 16 hours a week or more is classed as full time and that you have to be at least 18 to qualify. Students are accepted for motorcycle finance while sometimes require a guarantor. Get in touch if you have any questions, we are more than happy to help. If you are successful at getting accepted for scooter or motorcycle finance there is almost always no deposit required although paying a deposit may also increase you chances.

£0 Deposit & 30 days 1st Payment

By choosing not to offer a deposit your first payment will only be payable 1 month after the deal is paid out to us, as a result you will probably recieve the bike or scooter before you make your first payment!  Therefore this does depend on stock availability, and even if the bike or scooter is out of stock your accepted motorcycle finance agreement can sit in limbo for up to 60 days before being processed.  As a result this is one way to guarantee you are first in line when the next batch are in stock.

Authorised & Approved Motorcycle & Scooter Finance Provider

Biking Direct are regulated and authorised to offer motorcycle finance by the Financial Conduct Authority. Our authorised FCA License is HERE.