Motorcycle Finance

Motorcycle Finance

Looking for Motorcycle Finance?  First of all, you have came to the right place!  In order to take advantage and pay monthly for one of these bikes or scooters simply fill out the form below. Biking Direct are one of the UK’s leading finance providers we can offer you the best deals around and delivery the vehicle to your door ready to ride. Motorcycle Finance

Motorcycle Finance v2

Motorcycle & Scooter Finance
  • (exactly as on your licence/passport)
  • (Roughly how many years or months you have lived there)
  • Please enter the nationality that is on your current Driving Licence / Provisional or Passport
  • Address Line 1Address Line 2PostcodeLength of time at address
    To find out more about the OTR please click

    OTR Suppliment Explained (opens new window)

  • Delivery Options - Included in finance to spread the cost, Bike Dispatch Time AFTER Pre Delivery Inspection (PDI). ***London Delivery incurs an additional £35 due to Congestion Charges.***
  • find out more about the warranties

    Our Motorcycle & Scooter Warranties(opens new window)

  • (Carer / Disabled? Fill out as Self Employed)
  • (Tesco, BikingDirect etc)
  • Length of time with current employer
  • (joiner, sales, manager)
  • To increase your chances of a lower APR, please provide us with 3 years worth of employment history.
  • 00-00-00
  • Usually 8 Digits
    Do you have any of the following
  • How would you rate your credit score
  • In the last year have you had any Late Payments, CCJ's, or Bankruptcy
  • Have you found it difficult to get credit in the last year?
  • Are you aware of any potential changes that may affect your ability to make payments?
  • Does this agreement replace and existing loan that will be repaid as a result of this agreement?
  • Total Annual Income (Yearly Salary)
  • Mortgage/Rent Payments
  • Other material monthly expenditure that is not debt related such as School / University fees or Maintenance
  • The information you are about to provide will be disclosed to lenders or Superbike Loans a credit broker who we work with, as a result they may be in contact with you about your application for finance. Lenders or credit brokers may pass your information onto third parties in order to conduct credit searches with credit reference agencies. The information which all parties have provided in connection with this application will be disclosed to lenders or broker for the purpose of considering this credit application. Lenders may use the information to carry out searches with credit reference agencies. A record of which will be kept and may be used by other lenders in assessing applications from all parties and members of their household for credit in the future. Lenders will cross check this information with other lenders to prevent fraud and may use the information for statistical and marketing purposes.

Rather apply over the phone?

Alternatively you can call us on 0845 862 7773 / 01343 548412 and we can process the application over the phone. By having all the information ready as required in the form below, the motorcycle finance applicaiton should only take between 5 and 10 minutes to complete.  Usually you will get an instant decision, however if your application is referred to an underwriter you should be waiting no longer than 4 hours. If you apply out of business hours you application will be processed the next business day. Our advisors are usually very busy so if you are calling at a peak time they may take your number and call you back to process your application.

Be Prepared

When applying for motorcycle finance over the phone, please get the following pieces of information ready which will speed up the process.  Our finance deparment can be very busy so dont be surprised if we have to call you back:

  • bank account number and sort code.
  • employers address including postcode and phone number.
  • last addresses you have resided at within the last 3 years.
  • home phone number.
  • job role, how long you have worked there, length of time with current employer.

Whats Next?

After you have successfully filled out the application you will no doubt be in a rush to find out if you have been accepted or not. First of all  we do request a 48 hour period in order to do all we can to get your motorcycle finance application accepted by one of our many lenders due to having so many brokers at our disposal.  As a result if your application is not initially accepted we will do all we can to get your decision reviewed and therefore accepted.  Furthermore, as soon as we have any decision we will text you to keep you updated regarding your application.  If it has been more than 48 hours feel free to get in touch and we will check into the application.

Further Information

Most of all it’s especially relevent to know  that working 16 hours a week or more is classed as full time and that you have to be at least 18 to qualify. Students are accepted for motorcycle finance while sometimes require a guarantor. Get in touch if you have any questions, we are more than happy to help. If you are successful at getting accepted for scooter or motorcycle finance there is almost always no deposit required although paying a deposit may also increase you chances.

£0 Deposit & 30 days 1st Payment

By choosing not to offer a deposit your first payment will only be payable 1 month after the deal is paid out to us, as a result you will probably recieve the bike or scooter before you make your first payment!  Therefore this does depend on stock availability, and even if the bike or scooter is out of stock your accepted motorcycle finance agreement can sit in limbo for up to 60 days before being processed.  As a result this is one way to guarantee you are first in line when the next batch are in stock.